New & Used Vehicle Financing

Get the vehicle you want with LincOne's Auto Loans. Enjoy low rates, flexible terms, and personalized options that fit your budget. Start your journey with easy financing - Apply today!

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Auto Loans suited to your needs!

Flexible Payments with our Auto Flex Loan

Build Your Ideal Vehicle!  

 

 

 

What Would My Loan Payment Be?

New Vehicle Loan Rates

New Vehicle Loan Rates
Effective Date: Monday, October 14th, 2024

2022, 2023, 2024 & 2025 Vehicles

Membership minimum balance of $25 required.

Terms up toAPRApproximate Monthly Payment Per $1,000.00
36 Month As low as 5.00%* $29.86
48 Month As low as 5.10%* $22.75
60 Month As low as 5.50%* $18.94
72 Month As low as 6.25%* $17.03
84 Month As low as 7.00%* $14.98

Rates subject to change without notice and with approved credit. Payment Example: On a $20,000.00 new auto loan60 month term with 6.00% APR, the monthly payment would be approximately $387.00. *For vehicles with 100,000+ in mileage add 1%

Apply Online

Vehicle Loan Calculator

Used Vehicle Loan Rates

Used Vehicle Loan Rates
Effective Date: Monday, October 14th, 2024

Membership minimum balance of $25 required.

Terms up toAPRApproximate Monthly Payment Per $1,000.00
24 Month As low as 5.25%* $43.96
36 Month As low as 5.50%* $30.02
48 Month As low as 5.75%* $22.98
60 Month As low as 6.00%* $19.10
72 Month As low as 6.75%* $17.05

Rates subject to change without notice and with approved credit. Payment Example:  On a $15,000.00 vehicle loan, 60 month term with 6.50% APR, the monthly payment would be approximately $293.00. *For vehicles with 100,000+ in mileage add 1%

Apply Online

Vehicle Loan Calculator

 

 

Flex Auto Loan Rates

LINC AP Vehicle Loan Rates
Effective Date: Monday, October 14th, 2024

Vehicles 5 years old or newer qualify for the LINCAP Hybrid financing

Membership minimum balance of $25 required.

Terms up toAPRApproximate Monthly Payment Per $1,000.00
36 Month As low as 5.00%* $29.85
48 Month As low as 5.10%* $22.95
60 Month As low as 5.50%* $18.97
72 Month As low as 6.00%* $16.44
84 Month As low as 7.00%* $14.96

Rates subject to change without notice and with approved credit. Payment Example: On a $20,000.00 new auto loan60 month term with 5.50% APR, the monthly payment would be approximately $382.00. *For vehicles with 100,000+ in mileage add 1%

Apply Online

Vehicle Loan Calculator

 

What is the difference between a traditional Auto Loan and a Flex Auto Loan?

LincOne's New & Used Auto Loans 

  • Fixed monthly payments.
  • Steadily pay off the vehicle over time.
  • Once paid in full, the car is yours with no additional payments. 
  • Competitive low rates.
  • Use our auto payment calculator here

LincOne's Flex Auto Loan

  • Lower monthly payments.
  • Own the vehicle during the loan term.
  • End of term options:
    • Pay off, refinance, or trade-in.
  • During the term you can:
    • Sell, trade-in, or refinance.
  • Use our calculator here to estimate costs

 

Click here to see your vehicle protection options 

Our goal is to make your vehicle purchase easy and enjoyable, yes believe it or not, that is possible. Apply online or contact a Relationship Advisor today @ 402.441.3555 / 888.790.7261.

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