New & Used Vehicle Financing
Get the vehicle you want with LincOne's Auto Loans. Enjoy low rates, flexible terms, and personalized options that fit your budget. Start your journey with easy financing - Apply today!
What Would My Loan Payment Be?
2022, 2023, 2024 & 2025 Vehicles
Membership minimum balance of $25 required.
| Terms up to | APR | Approximate Monthly Payment Per $1,000.00 |
|---|---|---|
| 36 Month | As low as 5.00%* | $29.86 |
| 48 Month | As low as 5.10%* | $22.75 |
| 60 Month | As low as 5.50%* | $18.94 |
| 72 Month | As low as 6.25%* | $17.03 |
| 84 Month | As low as 7.00%* | $14.98 |
Rates subject to change without notice and with approved credit. Payment Example: On a $20,000.00 new auto loan, 60 month term with 6.00% APR, the monthly payment would be approximately $387.00. *For vehicles with 100,000+ in mileage add 1% | ||
Membership minimum balance of $25 required.
| Terms up to | APR | Approximate Monthly Payment Per $1,000.00 |
|---|---|---|
| 24 Month | As low as 5.25%* | $43.96 |
| 36 Month | As low as 5.50%* | $30.02 |
| 48 Month | As low as 5.75%* | $22.98 |
| 60 Month | As low as 6.00%* | $19.10 |
| 72 Month | As low as 6.75%* | $17.05 |
Rates subject to change without notice and with approved credit. Payment Example: On a $15,000.00 vehicle loan, 60 month term with 6.50% APR, the monthly payment would be approximately $293.00. *For vehicles with 100,000+ in mileage add 1% | ||
Vehicles 5 years old or newer qualify for the LINCAP Hybrid financing
Membership minimum balance of $25 required.
| Terms up to | APR | Approximate Monthly Payment Per $1,000.00 |
|---|---|---|
| 36 Month | As low as 5.00%* | $29.85 |
| 48 Month | As low as 5.10%* | $22.95 |
| 60 Month | As low as 5.50%* | $18.97 |
| 72 Month | As low as 6.00%* | $16.44 |
| 84 Month | As low as 7.00%* | $14.96 |
Rates subject to change without notice and with approved credit. Payment Example: On a $20,000.00 new auto loan, 60 month term with 5.50% APR, the monthly payment would be approximately $382.00. *For vehicles with 100,000+ in mileage add 1% | ||
What is the difference between a traditional Auto Loan and a Flex Auto Loan?
LincOne's New & Used Auto Loans
- Fixed monthly payments.
- Steadily pay off the vehicle over time.
- Once paid in full, the car is yours with no additional payments.
- Competitive low rates.
- Use our auto payment calculator here
LincOne's Flex Auto Loan
- Lower monthly payments.
- Own the vehicle during the loan term.
- End of term options:
- Pay off, refinance, or trade-in.
- During the term you can:
- Sell, trade-in, or refinance.
- Use our calculator here to estimate costs
Click here to see your vehicle protection options
Our goal is to make your vehicle purchase easy and enjoyable, yes believe it or not, that is possible. Apply online or contact a Relationship Advisor today @ 402.441.3555 / 888.790.7261.
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