Life Happens Personal Loan for every occasion that life may throw at you. 

Apply online or visit the credit union and apply today.

Life Happens Personal Loan Rates

Personal Loan Rates
Effective Date: Wednesday, July 16th, 2025

Membership minimum balance of $25 required.

Terms up toAPRApproximate Monthly Payment Per $1,000.00
24 Month As low as 12.00%* $46.96
36 Month As low as 12.50%* $33.33
48 Month As low as 13.00%* $26.70
60 Month As low as 13.50%* $22.87

Loan Notes:
**Overdraft/Line of Credit:
Interest is charged from the date of the loan advance, and interest is charged on the balance on your account each day. There is a late payment fee of $35.00. The Annual Percentage Rate (APR) may vary and is determined by adding a margin of 5.00% APR to the Prime Rate as established in the Wall Street Journal.
 

Payment Example: On a $15,000.00 personal loan, 60 month term with 13.20% APR, the monthly payment would be approximately $343.00.

**Overdraft Protection: 12.50% APR

**Line of Credit: 12.50% APR

Share Secured: As low as 3.00% APR (Fixed Rate)

Certificate Secured: 3.00% APR Plus Highest Certificate Rate

All variable loan rates subject to change without notice and with approved credit. .

Apply Online

Loan Calculator

Qualified members, with approved credit, can enjoy the freedom of having a personal loan or signature line of credit up to $25,000. This unsecured loan can be used for any valid purpose.

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