Life Happens Personal Loan for every occasion that life may throw at you. 

Apply online or visit the credit union and apply today.

Personal Loan Rates
Effective Date: Saturday, June 22nd, 2024

Membership minimum balance of $25 required.

Terms up toAPRApproximate Monthly Payment Per $1,000.00
24 Month As low as 12.00%* $46.96
36 Month As low as 12.50%* $33.33
48 Month As low as 13.00%* $26.70
60 Month As low as 13.50%* $22.87

Loan Notes:
**Overdraft/Line of Credit:
Interest is charged from the date of the loan advance, and interest is charged on the balance on your account each day. There is a late payment fee of $35.00. The Annual Percentage Rate (APR) may vary and is determined by adding a margin of 5.00% APR to the Prime Rate as established in the Wall Street Journal.

Payment Example: On a $15,000.00 personal loan, 60 month term with 13.20% APR, the monthly payment would be approximately $343.00.

**Overdraft Protection: 13.50% APR

**Line of Credit: 13.50% APR

Share Secured: As low as 3.00% APR (Fixed Rate)

Certificate Secured: 3.00% APR Plus Highest Certificate Rate

All variable loan rates subject to change without notice and with approved credit. .

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Loan Calculator

Qualified members, with approved credit, can enjoy the freedom of having a personal loan or signature line of credit up to $25,000. This unsecured loan can be used for any valid purpose.

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