New Vehicle Loan Rates
Effective Date: Friday, August 12th, 2022

2020, 2021, 2022 & 2023 Vehicles

Membership minimum balance of $25 required.

Terms up toAPRApproximate Monthly Payment Per $1,000.00
36 Month As low as 2.20%* $28.74
48 Month As low as 2.45%* $21.90
60 Month As low as 2.70%* $17.84
72 Month As low as 3.45%* $15.40
84 Month As low as 4.45%* $13.88

Rates subject to change without notice and with approved credit. Payment Example: On a $20,000.00 new auto loan60 month term with 2.70% APR, the monthly payment would be approximately $356.73. *For vehicles with 100,000+ in mileage add 1%

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Vehicle Loan Calculator

LINC AP Vehicle Loan Rates
Effective Date: Friday, August 12th, 2022

Vehicles 5 years old or newer qualify for the LINCAP Hybrid financing

Membership minimum balance of $25 required.

Terms up toAPRApproximate Monthly Payment Per $1,000.00
36 Month As low as 3.20%* $29.18
48 Month As low as 3.45%* $22.34
60 Month As low as 3.70%* $18.29
72 Month As low as 4.45%* $15.86
84 Month As low as 5.45%* $14.35

Rates subject to change without notice and with approved credit. Payment Example: On a $20,000.00 new auto loan60 month term with 3.70% APR, the monthly payment would be approximately $365.64.

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Vehicle Loan Calculator

Other Secured Loans (Used vehicle, all watercraft, motorcycles, ATVs, etc.)
Effective Date: Friday, August 12th, 2022

Membership minimum balance of $25 required.

Terms up toAPRApproximate Monthly Payment Per $1,000.00
24 Month As low as 2.95%* $42.96
36 Month As low as 3.20%* $29.17
48 Month As low as 3.45%* $22.34
60 Month As low as 3.70%* $18.29
72 Month As low as 4.45%* $15.86

Rates subject to change without notice and with approved credit. Payment Example:  On a $15,000.00 vehicle loan, 60 month term with 3.70% APR, the monthly payment would be approximately $274.24. *For vehicles with 100,000+ in mileage add 1%

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Vehicle Loan Calculator

Personal Loan Rates
Effective Date: Friday, August 12th, 2022

Membership minimum balance of $25 required.

Terms up toAPRApproximate Monthly Payment Per $1,000.00
24 Month As low as 9.20%* $45.79
36 Month As low as 9.70%* $32.14
48 Month As low as 10.20%* $25.47
60 Month As low as 10.70%* $21.61

Payment Example: On a $15,000.00 personal loan, 60 month term with 10.70% APR, the monthly payment would be approximately $324.01.

Loan Notes:
**Overdraft/Line of Credit:
Interest is charged from the date of the loan advance, and interest is charged on the balance on your account each day. There is a late payment fee of $35.00. The Annual Percentage Rate (APR) may vary and is determined by adding a margin of 5.00% APR to the Prime Rate as established in the Wall Street Journal.
 

**Overdraft Protection: 9.75% APR

**Line of Credit: 9.75% APR

Share Secured: As low as 3.00% APR (Fixed Rate)

Certificate Secured: 3.00% APR Plus Highest Certificate Rate

All variable loan rates subject to change without notice and with approved credit. .

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Loan Calculator

2020, 2021, 2022 & 2023 Motor Homes and Towable Campers
Effective Date: Friday, August 12th, 2022
Membership minimum balance of $25 required.
Terms up toAPRApproximate Monthly Payment Per $1,000.00
36 Month As low as 3.20% $29.18
60 Month As low as 3.70% $18.29
84 Month As low as 4.95% $14.12
120 Month As low as 6.45% $11.34
144 Month As low as 6.45% $10.40

Rates subject to change without notice and with approved credit. Payment Example: On a $20,000.00 camper, 84 month term with 4.95% APR, the monthly payment would be approximately $282.27.
 

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Vehicle Loan Calculator

USED Motor Homes and Towable Campers
Effective Date: Friday, August 12th, 2022
Membership minimum balance of $25 required.
Terms up toAPRApproximate Monthly Payment Per $1,000.00
36 Month As low as 3.95% $29.50
60 Month As low as 4.70% $18.74
84 Month As low as 4.95% $14.59
96 Month As low as 6.95% $13.61
120 Month As low as 7.45% $11.85
144 Month As low as 7.45% $10.94

Rates subject to change without notice and with approved credit. Payment Example: On a $20,000.00 camper, 84 month term with 5.95% APR, the monthly payment would be approximately $291.68.

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Vehicle Loan Calculator

Home Equity
Effective Date: Friday, August 12th, 2022
Membership minimum balance of $25 required.
Loan to ValueFixed Rate
80% As low as 3.00% APR
90% As low as 5.50% APR
100% As low as 7.50% APR
Annual Percentage Rate is accurate as of effective date listed. Real estate closing costs/fees vary based on loan amount, location and type of loan. Taxes and insurance premiums not included in payment. Actual payment obligation will be greater.

60 monthly payments of $17.98 for $1,000 borrowed at 3.00% APR for 80% financing. 60 monthly payments of $19.10 for $1,000 borrowed at 5.50% APR for 90% financing. 60 monthly payments of $20.05 for $1,000 borrowed at 7.50% APR 100% financing. All loans subject to approval & rates subject to change without notice.

Home Equity Line of Credit
Effective Date: Friday, August 12th, 2022
Membership minimum balance of $25 required.
Loan to ValueVariable Rate*Based off Prime Rate
80% 4.75% APR (Prime Rate)
100% 5.75% APR (Prime + 1.00%)

*VARIABLE RATE INFORMATION: The Annual Percentage Rate (APR) is accurate as of effective date listed and may vary quarterly. The APR is based on the Wall Street Journal Prime Rate. The maximum APR that may apply is 18%. Closing costs may vary between $200-$600. Other restrictions may apply. All loans subject to approval. Please call LINCONE for payment information and examples: 402.441.3555
 

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Home Equity Loan Calculator

VISA Credit Card
Effective Date: Friday, August 12th, 2022
CardsAPR
LINCONE VISA Card As low as 8.00% APR

Contact the credit union to apply or apply online.

Call 402.441.3555 / 888.790.7261

LINCONE VISA Cardholder Agreement

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