Accounts for your future

An Individual Retirement Account (IRA) is a special tax deferred high dividend savings program through which a member can save for retirement. Qualifying members receive the benefit of deducting their IRA contributions from their taxable income and deferring tax payments on the dividends earned on their deposits until the IRA funds are withdrawn (check with your tax advisor to determine if you are eligible for this special deduction).

LINCONE offers several different IRA options that include Traditional, ROTH, & ESA(Educational) IRAs. (Please note: LINCONE does NOT offer Simple a/k/a, small business IRAs).
 
Contact LINCONE today and open your IRA with the place you trust.
 

IRA Retirement Account

Effective Date: 4/30/2025
Balance Limits APY
All Balances 0.25%

IRA Certificates

Effective Date: April 30, 2025
IRA Certificate Available Terms APY
3 Months 1.25%
6 Months 1.25%
12 Months 1.76%
18 Months 2.78%
24 Months 2.27%
36 Months 2.27%

Rates are subject to change without notice. Fees and Early Withdrawal Penalties may lower the earnings on this account. *** Certificates require a minimum balance of $500.00 to open. Penalty may be imposed for early withdrawal. The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. 

Disclosures and Notices 

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