HOME EQUITY LOANS

Put the equity in your home to work for you with a home equity loan. You will find our rates competitive and our repayment terms flexible. Loans are available for up to 100% of the appraised value of your home, with a wide range of terms available.

There are two types of home equity loans for you to choose from depending on your needs:

Fixed Home Equity Loan: Provides you with a predetermined amount of money up front for a specific period of time, usually with a fixed interest rate.

Home Equity Line of Credit: A fixed amount of credit with a variable interest rate that you can draw from as you need it.

Use a home equity loan to consolidate debt, remodel your home, travel, purchase a vehicle, or finance your child(ren)'s continued education. (Consult your tax advisor for possible tax deduction.)

 

Home Equity
Effective Date: Thursday, May 19th, 2022
Membership minimum balance of $25 required.
Loan to ValueFixed Rate
80% As low as 3.00% APR
90% As low as 5.50% APR
100% As low as 7.50% APR
Annual Percentage Rate is accurate as of effective date listed. Real estate closing costs/fees vary based on loan amount, location and type of loan. Taxes and insurance premiums not included in payment. Actual payment obligation will be greater.

60 monthly payments of $17.98 for $1,000 borrowed at 3.00% APR for 80% financing. 60 monthly payments of $19.10 for $1,000 borrowed at 5.50% APR for 90% financing. 60 monthly payments of $20.05 for $1,000 borrowed at 7.50% APR 100% financing. All loans subject to approval & rates subject to change without notice.

Home Equity Line of Credit
Effective Date: Thursday, May 19th, 2022
Membership minimum balance of $25 required.
Loan to ValueVariable Rate*Based off Prime Rate
80% 3.50% APR (Prime Rate)
100% 4.50% APR (Prime + 1.00%)

*VARIABLE RATE INFORMATION: The Annual Percentage Rate (APR) is accurate as of effective date listed and may vary quarterly. The APR is based on the Wall Street Journal Prime Rate. The maximum APR that may apply is 18%. Closing costs may vary between $200-$600. Other restrictions may apply. All loans subject to approval. Please call LINCONE for payment information and examples: 402.441.3555
 

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Home Equity Loan Calculator

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