At LINCONE we don't just open accounts, we open doors. Doors to financial wealth are about building a foundation and disciplining yourself for savings. Start building your wealth today with one of LINCONE's deposit accounts. Accounts range from a standard Savings Account, Checking Account to Money Market and Certificate Accounts. Contact a LINCONE representative today at 402.441.3555 or email info@linconefcu.org
 

High Earning Certificates

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Structure your investments to build long-term wealth with an account that is insured by the NCUA and offers competitive dividend rates and terms.
A minimum balance of $500 will open any one of our Share Certificates.

Checking Account

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The credit union checking account has no minimum balance, on demand access, and has Debit Card Access to use for purchases or at ATMs. This is a FREE account with a number of benefits. For more information contact a credit union representative today!
 

Flexible Investment

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Structure your investments to build long-term wealth with an account that is insured by the NCUA and offers competitive dividend rates.
A minimum balance of $2,500 will open a LINCONE Money Market Account and provide you with the flexibility of a savings account, but the earning of a Share Certificate.

Primary and Club Savings Account
Effective Date: Thursday, May 19th, 2022
This account is a Variable Rate Account. The dividend rate and Annual Percentage Yield (APY) may change every month as determined by the Credit Union board of directors. Your Primary/Club Savings Account will earn dividends according to the following schedule:
Balance LimitsAPY
$0.00 - $ 24.99 (aver. daily balance) 0.00%
$5.00 - $2,499.99 (aver. daily balance) 0.05%
$2,500.00 - $24,999.99 (aver. daily balance) 0.05%
$25,000.00 - $49,999.99 (aver. daily balance) 0.05%
$50,000.00 + (aver. daily balance) 0.05%

Rates may change after the account is opened. Fees may lower the earnings on this account.

Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.

Dividends will be compounded monthly and will be credited to your account monthly. If you close this account before dividends are paid, you will receive the accrued dividends.

To open this account, a minimum balance of $25.00 in a savings account is required.

Dividends on this account are calculated on the Daily Balance method. "Daily" means that a daily periodic rate is applied to the principal in the account each day.

Dividends will begin to accrue on the business day you deposit non-cash items (e.g. share drafts) to your account.

During any month, you may not make more than six withdrawals or transfers to another Credit Union account of yours or to a third party by means of a preauthorized or automatic transfer or telephonic order or instruction. No more than three of these may be made by check, draft, debit card, if applicable, or similar order. If you exceed these transfer limitation set forth above, your account may be subject to a fee or may be closed.

The par value of a regular share in this Credit Union is $5. The dividend period of the Credit Union is monthly, beginning on the first day of the month and ending on the last day of the month.

Member accounts in this Credit Union are federally insured by the National Credit Union Share Insurance Fund.

The credit union reserves the right, at any time, to require members to give, in writing, not more than 60 days notice of intention to withdraw the whole or any part of the amounts paid in by them except for those amounts paid into share checking accounts.

No member may withdraw shareholdings that are pledged as required security on loans without the written approval of a loan officer, except to the extent that such shares exceed the member's total primary and contingent liability to the credit union.

No member may withdraw any shareholdings below the amount of his/her primary or contingent liability to the credit union if he/she is delinquent as a borrower, or if borrowers for whom he/she is a comaker, endorser, or guarantor are delinquent, without the written approval of a loan officer.

LINCONE is unique from other finanical institutions in that we are not owned by shareholder; we are owned by our members. This differenece is integral to what we are; it's what separates us from other financial institutions, and its what makes us a better option for you and your family. When you open your account, you will notice the LINCONE difference. This means that our efforts are firmly focused on serving your needs. We strongly believe the strength of the credt union is our members. So whatever your financial needs, we have the resourse and passion to put you in control of your finances.

High Earning Certificates

Learn More

Structure your investments to build long-term wealth with an account that is insured by the NCUA and offers competitive dividend rates and terms.
A minimum balance of $500 will open any one of our Share Certificates.

Checking Account

Learn More

The credit union checking account has no minimum balance, on demand access, and has Debit Card Access to use for purchases or at ATMs. This is a FREE account with a number of benefits. For more information contact a credit union representative today!
 

Flexible Investment

Learn More

Structure your investments to build long-term wealth with an account that is insured by the NCUA and offers competitive dividend rates.
A minimum balance of $2,500 will open a LINCONE Money Market Account and provide you with the flexibility of a savings account, but the earning of a Share Certificate.

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