7 Reasons to Join LincOne Federal Credit Union

Keeping Your Money Local Makes a Difference

When you join a credit union like LincOne, you’re not just opening an account; you’re becoming part of a community. Serving Lincoln and Lancaster County, LincOne Federal Credit Union is owned by its members, not outside shareholders. That means your money stays local, supports your neighbors, and helps build a stronger community.

From affordable loans to everyday banking solutions, LincOne offers the same convenient services as banks, but with local care and member-first values.

1. What It Means to Be a LincOne Member

At LincOne, membership means ownership. Every member owns a share of the credit union and has a voice in how it’s run. No hidden agendas or outside investors, just a commitment to helping each member reach their financial goals.

Membership is open to anyone who lives, works, worships, or studies in Lancaster County, Nebraska.

2. Everyday Banking Made Simple: Checking & Savings Accounts

Whether you’re managing daily spending or saving for the future, LincOne makes it easy.

• Free Checking Accounts: No monthly maintenance fees, plus access to online and mobile banking.
   

• Savings Accounts: Build your financial foundation while earning competitive dividends.
   

• Youth & Specialty Accounts: Help kids, students, or families reach their savings goals.
   

 Learn more: Checking Accounts & Savings Accounts

3. Drive the Car You Want with a LincOne Auto Loan

Shopping for a new or used vehicle? LincOne offers competitive auto loan rates designed to fit your budget. Members enjoy flexible terms, fast approvals, and special promotions throughout the year—like no-payment periods or rate discounts.

LincOne helps you hit the road with confidence, whether it’s your first car or an upgrade.

Explore options: Auto Loans

4. Home Loans That Feel Local

Whether you’re buying, building, or refinancing LincOne’s home loans are tailored for Nebraska homeowners. You’ll work with local experts who understand the market and guide you every step of the way—from application to closing.

As a not-for-profit credit union, LincOne keeps rates competitive and focuses on your best interest, not profits.

See more: Home Loans

5. Personal Loans for Life’s Big (and Small) Moments

From debt consolidation to unexpected expenses, LincOne’s personal loans offer affordable financing and straightforward terms. You’ll know exactly what to expect, with no surprises and no hidden fees.

Learn more: Personal Loans

6. Credit Cards Designed for Members

LincOne’s Visa® Credit Cards make everyday purchases simple and rewarding. Enjoy competitive rates, no annual fees, and worldwide acceptance. Plus, the peace of mind that comes from working with a local lender who knows you by name.

See options: Credit Cards

7. Join LincOne—It’s Easy!

To become a member, open a savings account with a small initial deposit (minimum $25), and you’re in. From there, you’ll gain access to all of LincOne’s financial products and services.

You can join online, visit one of LincOne’s branches in Lincoln, or call their friendly member services team to get started.

Build a Better Financial Future Right Here in Lincoln

When you bank with LincOne Federal Credit Union, you’re not just managing money—you’re helping your community grow. With trusted local service, better rates, and a true sense of belonging, membership is more than a choice. 

Ready to join? Become a Member Today