Scam Savvy: Your Quick Guide to Staying Safe

Fraudsters are getting smarter, but so can you. At LincOne Federal Credit Union, your security is our top priority. Here’s what you need to know to protect your accounts and personal information.

Top Tips to Stay Safe

• Never share your PIN, passwords, or verification codes.
• Use strong, unique passwords for online banking.
• Monitor your accounts regularly and set up alerts.
• If something feels off, contact us immediately.

Common Scams to Watch Out For

Scammers often pose as trusted sources, government officials, family members, or even romantic interests—to trick you into giving away money or personal details. Here are some red flags:

• Never Share Card Number or Card Information: Your card number is sensitive information, keep it private. Scammers often try to trick you into revealing part or all of your card details. 
• Phishing Texts & Emails: Messages with suspicious links or urgent requests.
• Check Deposit & Overpayment Scams: Fake checks tied to job offers or mystery shopping.
• Phone Number Spoofing: Calls that look legitimate but aren’t.
• Romance Scams: Online relationships that lead to financial requests.
• Fake Loan & Grant Offers: Requests for login credentials to “deposit funds.”
• Account Takeover: Unauthorized access to your banking or card accounts.
• Concerned your debit card may be compromised? Instantly lock your card using Card Controls in our mobile app, quick, easy, and secure! 

What to Do If You Suspect Fraud

Act fast, your quick response can prevent major losses. Contact us immediately:

402-441-3555
linconefcu.org/fraud

Stay vigilant. Protect what matters most.