Apply for the Keep Money Local VISA Credit Card today!
The LincOne VISA Keep Money Local Card!
- Enjoy 0% INTRO APR* for six months!
- Give yourself the gift of savings this season, perfect for holiday shopping and big purchases.
- $0 balance transfer fee means you can move high-interest balances without extra cost.
- Transfer to one of the lowest rates in town and start saving today.
VISA Credit Card
Effective Date: Tuesday, November 4th, 2025
| Cards | APR |
|---|---|
| LINCONE VISA Card | As low as 10.00% APR |
Contact the credit union to apply or apply online. Call 402.441.3555 / 888.790.7261 | |
Should I transfer my credit card balances?
Wondering if a balance transfer could save you money? High-interest credit card debt adds up quickly, but moving your balance to a card with a lower or 0% introductory rate can reduce your monthly payments and help you pay off debt faster. Use our Balance Transfer Calculator to see exactly how much you could save, and whether it’s worth it for you.
- LINCONE VISA Credit Card offers one of the lowest rates in the area
- Enjoy a 25-day grace period
- Online account access for convenience
- Reward points on purchases
- $0 balance transfer fee—move high-interest balances without extra cost
- Several easy payment options:
- Online payments
- Automatic payments
- Payments at any LINCONE location
- Loan rates subject to change. Rates based on credit score. Membership balance of $25 required.
Apply today: Click on "Apply online" or visit the credit union today and ask about our VISA credit card.
0% Introductory APR (Annual Percentage Rate) on eligible purchases and balance transfers, and cash advances for the first 6 months from account opening. After the introductory period, a variable APR will apply, ranging from 10% to 18% based on your credit score based on creditworthiness. The introductory period begins at the time of the first transaction. Rates are current as of 11/1/2025 and are subject to change. Subject to credit approval. Membership balance of $25 required. Existing debt with LincOne Federal Credit Union, including but not limited to credit card balances and other outstanding loan balances are not eligible for the 0% introductory APR. Introductory APR is only available to new credit card accounts opened on or between 11/1/2025 and 3/31/2026.
*0% APR VISA Credit Card introductory rate is valid for six billing cycles and begins at the time of the first purchase transaction. After the introductory period, a variable APR will apply, ranging from 10% to 18% based on your credit score based on creditworthiness.
**Average high-interest credit card information is gathered from lendingtree.com as of October 9th, 2025 and subject to change. Credit cards offered by other institutions may have different rates or terms.
***Interest is only charged on $8,200 because this option includes a 6-month 0% APR promotion. During that period, $300 monthly payments reduce the balance by $1,800 before interest begins to accrue. Total interest is based on the remaining balance of $8,200 at 10% APR, resulting in approximately $1,144 in interest.
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